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The High Performance Money Market Account currently earns 0.01% APY on all account balances, well below what you can find with the best money market accounts.
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A money market account (MMA) is a type of bank account that typically offers competitive rates, like a high-yield savings account, plus popular features of a checking account, like a debit card and check-writing privileges. Money MarketīB&T is also home to the High Performance Money Market Account. It also comes with no monthly fee or inactivity fee. There’s no minimum deposit requirement to open an account. It allows for unlimited deposits, withdrawals and transfers at BB&T ATMs and branches. Young Savers is an account for kids under 18 years old. You must keep a $10,000 minimum balance to avoid the account’s $15 monthly fee. Like most BB&T accounts, it earns a low interest rate, currently at 0.01% APY on all balances. BB&T’s Investor’s Deposit Account is a premium savings account that requires a $10,000 minimum opening deposit. Unfortunately, the account only earns 0.01% APY on all balances, much lower than you can earn with a high-yield savings account at many online banks. It features no monthly fee, no minimum balance requirements and no minimum opening deposit requirement. This online-only savings account is no-frills. SavingsīB&T offers three primary savings accounts for its customers: eSavings, Investor’s Deposit Account and Young Savers.ĮSavings.
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Also, the account comes with free wallet-style checks with a BB&T design-there’s a $6 discount on other designs. You have the option to personalize your debit card. There is a $100 minimum deposit requirement to open an account, but it comes with perks. Senior Checking is for individuals at least 55 years of age. Student Checking also waives fees on the first two out-of-network ATM transactions per statement cycle. The account features no minimum opening deposit and no monthly fees. Student Checking. Student Checking accounts are for students ages 23 and under. A $50 minimum opening deposit is required to open an account. You can avoid the fee by keeping an average balance of $1,500 or by receiving direct deposits of $500 or more each statement period. BB&T charges a $3 fee for out-of-network ATM use (plus any fees charged by the ATM owner).īright Banking. Bright Banking is another basic checking account, but this one offers two ways for customers to avoid its $12 monthly fee.
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The Fundamentals account comes with a debit card and fee-free ATM use at BB&T ATMs. It does, however, come with a $5 monthly maintenance fee that can’t be waived.
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This basic checking account requires a $50 minimum opening deposit and has no ongoing balance requirement. BB&T offers five checking accounts to meet varying customer needs: BB&T Fundamentals, Bright Banking, Student Checking, Senior Checking and Elite Gold.īB&T Fundamentals. The primary bank account for transactions is your checking account. Account details and annual percentage yields (APYs) are accurate as of Sept. This review focuses on BB&T’s personal banking services. We used North Carolina for the purposes of this review, since that’s where the bank is headquartered. BB&T has been headquartered in Winston-Salem, North Carolina, but is moving to Charlotte under the merger.īB&T product details, rate and fee information may vary by location. The Charlotte, North Carolina-based bank operates over 1,700 financial centers across 15 states and Washington D.C. While the two banks still operate as separate financial institutions, they’ll soon have a unified presence under the Truist brand, reportedly sometime in 2022.īB&T offers a wide range of financial services and products for individuals and businesses, including a suite of personal banking products. BB&T (Branch Banking and Trust Company) merged with SunTrust Bank to become Truist Bank in December 2019.